Have you been injured in a car accident?

Our Car Accident Help site is designed to be a one-stop source for anyone who has suffered personal injuries in a car crash. It is also a helpful resource for someone whose loved one has been injured in an Oklahoma car crash. Speak to one of our representatives at (405) 285-4357 if you have any questions, or fill out our form to get your free, instant, no obligation accident analysis. We have Oklahoma car accident attorneys on staff who know the law and can defend your rights.

Oklahoma Bad Faith Insurance Lawyers

Auto insurance companies in Oklahoma have a duty to the people they insure to provide fair dealing and a duty of good faith. Sometimes, an insurance company will appear to value its own interests above those of its policyholders, and in doing so violates these duties. Whether due to negligence or done intentionally, this breach of trust is called bad faith insurance.

How to Identify Insurance Bad Faith

Whenever a claim is filed, insurance companies have an obligation to assist the policy holder with their claim, disclose the details of the insured’s coverage, and conduct full, fair and prompt investigation, evaluation, and adjustment of the claim at the company’s own expense. Further, claim amounts that are not in dispute are to be paid within 30 days of filing the claim. An insurance company may not deny a claim or any part of a claim due to insufficient information, speculation or upon biased information.

If an insurance company is not complying with these guidelines, they may be acting in bad faith. Insurance bad faith can come in many forms. Some of the more common examples include:

  • Delayed or prolonging payment beyond a reasonable time period
  • Unreasonably low settlement offer, or failure to pay at all
  • Partial payment of the claim with no details or plans to disperse the remainder amount due based on the policy
  • Delayed investigation or failure to conduct a fair and adequate investigation of the claim
  • Illegitimate or unfounded denial of a claim, often without investigation
  • Claims are delayed and/or policy legitimacy is questioned based on minor document errors
  • Failure to communicate policy details, benefits, or policy limits in a clear manner to the insured
  • Poor communication or complete lack of communication from claims adjuster

Protecting Against Insurance Company Disputes and Potential Bad Faith

There are many actions a policyholder can take to protect themselves if they become involved in a claims dispute.

Document every communication to and from the insurance company. Take notes during phone calls, keep all letters and mailings, and copies of all documents mailed to the company. Print out and keep a record of all email interactions.

Keep track of all damages and what is owed. Keep receipts and estimates of all repair costs, medical bills, and any loss of time due to injuries or not having a vehicle as a result of delayed payment.

Talk to an attorney immediately. Many insurance companies are well represented by teams of corporate defense lawyers, and can be very intimidating when a claim is disputed, and even more so when fighting a bad faith claim. Your legal representation must have the skills to professionally assist with defending the claim, and be able to level the playing field.

Managing a Bad Faith Claim

Once legal counsel is retained, the attorney will outline the options available to resolving the claims dispute. Often a trial can be avoided with clear communication in regards to the policy and the claimant’s position.

  • Settlement negotiations: A proactive approach to discuss an equitable settlement.
  • Mediation and arbitration: When negotiations stall, meetings can be held to discuss in front of a mediator move the process forward outside of court.
  • Litigation: There are cases where going to court is the only option to get justice. Our legal team is committed to fighting to protect the rights of those we serve in insurance bad faith claims.

If you think you have been the victim of insurance bad faith, contact the Oklahoma car accident attorneys at Car Accident Help immediately at (405) 285-4357 for a consultation. Our team will stand by you and take legal action to pursue the settlement or jury award you deserve from the insurance company. Often the legal fees associated with the lawsuit will be paid by the insurance company upon losing the case.

Additional Information

Related Links

Don't Wreck Twice

You've Already Wrecked Your Car, Now DON'T Wreck Your Case! Get your FREE instant download to learn EXACTLY what you need to do so that you don't wreck twice!

Download Now

Don't Wreck Twice

You've Already Wrecked Your Car, Now DON'T Wreck Your Case! Get your FREE instant download to learn EXACTLY what you need to do so that you don't wreck twice!
Download Now

Getting Support for Your Car Accident

The period after a car collision can be devastating and chaotic for crash victims and their families. This is the time when you can use all the support and resources you can get. The team at Car Accident Help are committed to providing you with the information and resources you need during these challenging times. If there are any questions you may have or want to know your legal rights, contact us today for a free initial evaluation to see if you have a case.

Find out if you have a case

Who We Are

The team at CarAccidentHelp.com created this site to provide a resource to those who have just been in an accident and need someone on their side. The insurance companies are not looking out for your best interests and you need an advocate who knows the laws in Oklahoma and will fight for you. We help you figure out if filing a lawsuit is right for your situation, and connect you with lawyers who can determine if you have a case.

Car Accident Help
15401 N. May Avenue
Suite 900
Edmond, OK 73013
Call: (405)-285-4357


Sponsored by:

© 2018 Car Accident Help - Serving the State of Oklahoma.

Oklahoma City Bad Faith Insurance Attorney Disclaimer: This web site is designed to provide educational information only. The legal information contained in this web site is not intended to offer legal advice. Information contained in this web site is not intended to create an attorney-client relationship, nor does it constitute legal advice, to any person reviewing such information. No electronic communication with Car Accident Help, or any employees thereof, will generate an attorney client relationship, nor will it be considered an attorney-client privileged communication. Any reference in this web site to past results for clients obtained by Car Accident Help, including reference to the Million Dollar Advocates Forum, does not guarantee that similar outcomes will be achieved for future cases. Each case is different, and must be evaluated and handled based on its individual attributes and merits.

Disclaimer | Website Design, SEO and Legal Marketing by: SLS Consulting