Oklahoma Insurance Bad Faith Claims: What to Do if You’ve Got One
People purchase insurance coverage in order to protect themselves in the event of an accident or situation that could yield costly medical bills, property damage expenses and other unforeseen monetary losses. Consumers expect that their claims will be handled fairly and that the expenses they incur in these types of situations will be covered by their insurance. However, sadly, this is not always the case.
Insurance companies are in the business of making money and may try to settle claims for less than the amount that is actually owed or covered in the insurance policy. This occurs frequently is cases of Oklahoma auto and truck accidents. Insurance adjusters are paid and promoted based on how little payout the company has to make, therefore, the insurance companies may try to low ball or deny claims altogether, citing fraudulent or false reasons for their decisions. When a policy holder’s trust is violated and they are not treated fairly by the insurance company, this is called “bad faith”.
It is highly advisable to consult an Oklahoma insurance claim attorney when dealing with an insurance company. Many consumers feel that they must accept a claim denial and that they have no recourse. This is absolutely untrue. Keeping record of all expenses and documentation related to the accident or situation can help significantly when fighting for fair compensation. Additionally, a lawyer who has extensive experience in this area of law knows the ins and outs of how insurance companies work as well as what is legally acceptable and what is not.
At The Maples Law Firm in Oklahoma City, founder and dedicated attorney Ray Maples had worked for insurance companies and now works to help those whose rights are being violated by them. If you or a loved one think you may have an insurance “bad faith” claim, you do not have to face the fight alone. In a free and confidential consultation, Mr. Maples can help you understand your rights and your best options to ensure that you earn the compensation you deserve. Call The Maples Law Firm today at 1(888) 429-0609 to learn more.
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