Have you been injured in a car accident?

Our Car Accident Help site is designed to be a one-stop source for anyone who has suffered personal injuries in a car crash. It is also a helpful resource for someone whose loved one has been injured in an Oklahoma car crash. Speak to one of our representatives at (405) 285-4357 if you have any questions, or fill out our form to get your free, instant, no obligation accident analysis. We have Oklahoma car accident attorneys on staff who know the law and can defend your rights.

blog Insurance/Bad Faith Fighting Insurance Bad Faith Claims

Fighting Insurance Bad Faith Claims

By Car Accident Help on February 13, 2017

paybackInsurance. We all need to have it. We pay the insurance companies a premium to cover losses in the event that they happen. Moreover, those premiums are paid with the understanding and expectation that, if a loss is to happen, the insurance company will step up and pay for any losses that are supposed to have been covered.

What happens if there is a loss, and the insurance company doesn’t want to pay it? Your insurance company is under an obligation (contractual and otherwise) to act in good faith in resolving a dispute with you. This doesn’t mean they have to agree with you on every matter, but it does mean that they are expected and required to try to work with you within the confines of the policy they provided that you paid for.

So What Is Bad Faith?

In an extreme case, bad faith might be something as egregious as witness tampering, fraud, or outright dishonesty. But bad faith might also be negotiating a settlement for unreasonably low values or by using unfair settlement techniques.

In its simplest form, an insurance company is required to act in good faith as stated above. This means that if they are going to deny a claim, they must do so with a reasonable basis. It does not mean that mistakes can’t be made, or that there can be no errors on the part of the company. It does however, mean that the company is bound to make thorough investigations, gather and examine all relevant facts, and have a sound basis for its denial.

Not every denial is made in bad faith, and even if, for example it is later determined that in the course of the investigation there were errors that might have affected the outcome of the claim, that does not automatically mean the company acted in bad faith. If, those errors were identified and hidden during the investigation, that would be a different situation altogether.

What Do You Do If You Believe Your Insurance Company Acted In Bad Faith?

The first thing you need to do if you believe that your insurance company is not fairly dealing with you is contact Car Accident Help sponsored by Maples, Nix, and Diesselhorst. They may be able to advise and counsel Oklahoma bad faith insurance victims on their legal rights and remedies available. Contact Car Accident Help at (405) 285-4357.

Related Articles:

Posted in: Insurance/Bad Faith


Recent Posts

Don’t Wreck Twice

You’ve Already Wrecked Your Car, Now DON’T Wreck Your Case! Get your FREE instant download to learn EXACTLY what you need to do so that you don’t wreck twice!

Download Now

Don’t Wreck Twice

You’ve Already Wrecked Your Car, Now DON’T Wreck Your Case! Get your FREE instant download to learn EXACTLY what you need to do so that you don’t wreck twice!
Download Now

Car Accident Help
15401 N. May Avenue
Suite 900
Edmond, OK 73013
Call: (405)-285-4357

Copyright © 2021 Car Accident Help - All Rights Reserved.

Disclaimer: This web site is designed to provide educational information. The information contained in this web site is not intended to offer legal advice. Information contained in this web site is not intended to create an attorney-client relationship, nor does it constitute legal advice, to any person reviewing such information. No electronic communication with Car Accident Help, or any employees thereof, will generate an attorney client relationship, nor will it be considered an attorney-client privileged communication. Any reference in this web site to past results for clients obtained by Car Accident Help, including reference to the Million Dollar Advocates Forum, does not guarantee that similar outcomes will be achieved for future cases. Each case is different, and must be evaluated and handled based on its individual attributes and merits.

Disclaimer | Blog Sitemap | Website Design, SEO and Legal Marketing by: SLS Consulting

Sponsored by:

About the Author

Attorney L. Ray Maples II wrote Don't Wreck Twice with the intent of offering guidance and information to vehicle wreck victims. The book provides answers to some of the most important and frequently asked questions following an Oklahoma vehicle collision, which will be an invaluable resource to those involved in auto accidents.